Doc Automation - 2018

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As the lead for the DOC Automation project, I spearheaded the effort to streamline the mortgage application process by automating the receipt of both income and asset documentation. I integrated data from Equifax’s "The Work Number" through an API, mapping it directly into our digital mortgage application. Using PowerCurve as a rules engine, I developed custom scenarios and use cases to calculate borrower income automatically, addressing gaps in existing policies. 

In addition to the income automation, we also automated the asset documentation process by using an API to connect with a data aggregator that provided banking data, including checking, savings, and investment accounts. The solution included developing a proprietary asset verification document to summarize the asset information. This further reduced the manual burden on borrowers and our internal teams. 

The result? We successfully automated the population of income and asset information for approximately 50% of borrowers, significantly improving efficiency and accuracy in the mortgage application process.